How to save money on prescription drugs?

Six simple ways to save money on prescriptions Sign up for home delivery. Home delivery is a safe and convenient way to get the prescription medications you take on regular basis. ... Opt for a 90-day supply. ... Go generic. ... Stick to preferred pharmacies. ... Check out discount programs. ... Use your FSA, HSA, or HRA.

express-scripts.com - Six simple ways to save money on prescriptions - Express Scripts

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We bet you don’t know all these tips

Everyone loves to save money. But you might think you’re limited when it comes to the prescription medications you need. Think again!

Here are six easy ways to save money on your prescriptions:

Home delivery is a safe and convenient way to get the prescription medications you take on regular basis. Express Scripts® Pharmacy offers free standard delivery in weather-resistant packaging. And specially trained pharmacists are available 24/7 from the privacy of your home. Plus, it’s easy to transfer your prescriptions.

2. Opt for a 90-day supply

For routine medications, many pharmacy plans offer a 90-day supply for a lower copay — which can add up to significant savings over the year. Be sure to tell your doctor so they can write your prescription for a 90-day supply.

3. Go generic

Generic medications have the same active ingredients as brand-name medications. Many plans offer lower copays when you use a generic — and some may even charge you a penalty if you choose a brand-name version when a generic equivalent is available. It’s a good idea to regularly review your medications with your doctor or pharmacist and ask if your medication is now available in generic form.

4. Stick to preferred pharmacies

Try to stick to pharmacies in your plan’s preferred network. Most networks are broad and offer many options — including home delivery and retail locations. As we mentioned before, home delivery is your best option for routine medications. For one-time medications or those you need the same day they’re prescribed, look for an in-network retail pharmacy. You’ll save money if you make sure your pharmacy is in your plan’s network before you fill your prescription.

5. Check out discount programs

If you’ve lost your prescription drug coverage or you’re just struggling to pay for the medications you need, prescription discount programs can help. These programs offer deep discounts on thousands of prescription medications by working with drug manufacturers directly, which helps keep costs down.

6. Use your FSA, HSA, or HRA

If you have a healthcare flexible spending account (FSA) or health savings account (HSA), you can use the money in those accounts to pay for your prescriptions. Both of these account types let you set aside money before taxes. You can then use those tax-free dollars to pay for eligible healthcare expenses, including prescription medications. Anything you pay out-of-pocket for your prescriptions, such as deductibles and copays, is reimbursable with money from those accounts. With a health reimbursement arrangement (HRA), your employer puts money into the account and decides which expenses are eligible for reimbursement. So you’ll want to check with your employer to see if prescriptions are on the list. As you can see, there are many opportunities to explore and ways to save money on prescription medications. Happy savings!

Posted date: August 20, 2021

Updated: August 2, 2022

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How do doctors track prescriptions?

A prescription drug monitoring program (PDMP) is an electronic database that tracks controlled substance prescriptions. PDMPs can help identify patients who may be at risk for overdose. PDMP data also can be helpful when patient medication history is unavailable and when care transitions to a new clinician.

cdc.gov - Prescription Drug Monitoring Programs (PDMPs) - Opioids - CDC

Information from prescription drug monitoring programs (PDMPs) can alert you to opportunities to provide potentially lifesaving information and interventions. You can take action to improve patient safety. The 2022 CDC Clinical Practice Guideline for Prescribing Opioids for Pain (2022 Clinical Practice Guideline) recommends that clinicians who are prescribing initial opioid therapy should first review a patient’s history of controlled substance prescriptions using a state PDMP (Recommendation 9 in the 2022 Clinical Practice Guideline). This page provides an overview of using a PDMP.

Checking the PDMP is an important step to improve opioid prescribing practices.

PDMPs can help inform point-of-care clinical decision-making to improve patient care and safety. Clinicians should check PDMP data for prescription opioids and other controlled medications patients have received from other clinicians to determine whether a patient is receiving opioid dosages or combinations (e.g., opioids combined with benzodiazepines) that put the patient at high risk for overdose.

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