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Can I use GoodRx with Medicare Part D?

GoodRx Coupons and Medicare Part D cannot be used in conjunction. This is due to a federal government statute, also known as “anti-kickback”, that prohibits Medicare beneficiaries from using manufacturers or discount drug coupons with their drug plan.

medicareconcierge.com - Can you use GoodRx if you have Medicare Part D?

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Medicare Part D out-of-pocket prescription drug costs can add up. If you are looking for ways to reduce your out of pocket spending and came across a drug discount plan called GoodRx you may be wondering, “Can you use GoodRx if you have Medicare Part D?” Keep reading to find out if it’s possible and other ways you can lower prescription drug cost with Medicare Part D.

What is GoodRx?

GoodRx is a discount drug program that searches for the lowest price prescription drugs in your area. They also offer manufacturer drug discount coupons when available. GoodRx is not prescription drug insurance and does not replace your Medicare Part D prescription drug plan.

Can you use GoodRx Coupons with Medicare Part D?

GoodRx Vs. Medicare Part D

While GoodRx can be a helpful tool to save you money on some of your prescription medications it is not a replacement for a Medicare Part D prescription drug plan. Here’s why. Medicare Part D provides different stages of coverage. One of the most important and valuable stages is the catastrophic coverage stage. During this stage, your prescription drug costs dramatically decrease once you hit a certain out-of-pocket threshold for the year. This provides extra protection against astronomical out-of-pocket drug spending for specialty drugs like cancer medications, multiple sclerosis medications, and more. GoodRx is also not considered creditable coverage. Therefore if you decide to skip enrolling in Part D in favor of GoodRx or another prescription drug discount program you will have to pay a late enrollment penalty once you decide to enroll in Medicare prescription drug coverage. The late enrollment penalty is a permanent fee that is added to your monthly prescription drug premium. The penalty remains in place for as long as you have prescription drug coverage through Medicare. GoodRx and Medicare Part D should not be looked at as a one or the other situation. Since GoodRx is a free program you can use it for situations in which it makes sense. Keep in mind though, when you use a discount drug program instead of your Medicare Part D coverage you are not paying anything towards your Part D deductible. For many plans, the Part D deductible must be met before your Part D plan pays its share.

Other Ways to Lower Prescription Drug Costs

If cost is a big concern for you there are ways to reduce your out of pocket costs with Medicare Part D. Here are few ways you can lower your prescription drug spending: Choose generic drugs when possible Order a larger supply through a mail-order pharmacy Ask your Doctor for solutions to switching to lower-cost drugs Apply for Extra Help Avoid paying the permanent late enrollment penalty by enrolling prescription drug coverage when you are first eligible. Concerned about prescription drug costs? Speak with a licensed independent insurance agent to discuss your options for coverage that meets your financial needs!

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Will CVS fill 90-day prescriptions?

Convenience. CVS Caremark Mail Service Pharmacy can deliver 90-day supplies of medications you take regularly to your door. For even more convenience, start automatic refills, too.

caremark.com - Rx Delivery by Mail - 90 Day Prescriptions - CVS Caremark

Fill or refill your prescriptions in just a few steps with our easy to use online tools. Get started by signing in or registering for an account at caremark.com. Then select Start Prescription Delivery by Mail. You'll go right to our check drug cost and coverage tool, where you can easily search for your medication, request a new prescription, and submit an order. We'll contact your doctor for approval and then process your order. There are a few ways to order your refills. After signing in at caremark.com, you'll see a list of all prescriptions ready for refill. If you're new to CVS Caremark, your existing refills may automatically transfer over to your account. Simply select the ones you need and follow the prompts to submit your order. If you currently receive your prescriptions by mail, you can also skip sign-in and use guest refill to enter your date of birth and Rx number. You can also choose to get real-time text alerts whenever your prescription is ready for refill. Plus, get alerts on status, payments, and more.

To learn more, visit our help center at caremark.com.

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